Immediate Annuities Policies
An immediate annuity is a contract in which the insurance company agrees to provide equal payments over an agreed period of time in exchange for a lump sum of money.
Annuities are powerful tools for funding retirements, legal agreements, and many other exchanges of money.
Reach out today for the personalized attention you need before committing to an annuity.

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We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.
Frequently Asked Questions
What is an immediate annuity?
An immediate annuity is a contract in which the insurance company agrees to provide equal payments over an agreed period of time in exchange for a lump sum of money.
Can you receive income from an immediate annuity?
Annuity income is guaranteed. We can advise you more on this during your free consultation. Book one today!
How do immediate annuities work?
Once you purchase an immediate annuity, our company in return promises to pay the annuitant a regular income, according to the terms of our contract.
What are the interest rates for immediate annuities?
We can discuss the best rates that are tailor-fit to you, your unique needs, and budget during your free consultation. Book one today!
Are immediate annuities taxable?
It may depend on the type of immediate annuity you will purchase. We can advise you further on this during your free consultation. Book one today!
What are the payout rates?
The amount of the payouts is calculated by us based on a variety of factors such as the annuitant’s age, prevailing interest rates, and how long the payouts are to continue. Book a free consultation with us today to find out!
Other Popular Insurance Policies

Business Insurance
Whether you are a contractor, landscaper, florist or any other type of business, give us a call.

Farm Insurance
Protect your agriculture, cattle, or horses with one of our legendary policies for farmers.

Casualty Insurance
Things happen - it's a good idea to have the proper riders for the unexpected.
Kind Words from Our Clients
"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."
-Joshua Jones
"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"
-Ryan Conroy
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-Derek Archer
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With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.
We are family-owned and operated.