Business Owner’s Advantage
Coverage for your office and retail location.
A business owner’s policy is designed to provide affordable quality protection for retail businesses and offices with special optional coverages to address your unique needs.
Get Started with a Free Quote
We're here for you and ready to listen. We wish to craft a policy that will serve you very well for many years to come, even against unforeseen circumstances. Call our 24/7 hotline or start a chat with us during normal business hours.
What You Get
Benefits of Our Program
- Property protection
- Liability protection
- Loss of income benefit
- Accounts receivables
- Property protection of others while in your custody
Even More Benefits
- Replacement cost coverage
- Equipment breakdown coverage
- Automatic increase in insurance
- Peak season coverage
- Utility services – direct damage
- Spoilage coverage
- Deductible options
- Employee benefits
- Employee dishonesty liability
Frequently Asked Questions
What is a business owner's insurance?
A business owner’s insurance policy combines the basic coverage for protection of the business owner, property, and liability risks in one insurance bundle.
What type of insurance do I need for my business?
We can advise you on the best policy that suits your business, your needs, you, and your budget. Book a free consultation with us today!
How much does it cost?
We can create a special quote for you as a lot of factors play a role in how your policy is calculated. Book a free consultation today so that we can talk about finding the best plan for you and your budget!
What are the requirements?
There are a variety of factors that may affect your eligibility. We can advise you further when you’ve booked your free consultation.
What is the policy?
We can create the best policy for you, your business, your needs, and budget during your free consultation.
Is it tax deductible?
Business insurance is tax deductible! Book a free consultation with us today!
Other Popular Insurance Policies
Business Insurance
Whether you are a contractor, landscaper, florist or any other type of business, give us a call.
Farm Insurance
Protect your agriculture, cattle, or horses with one of our legendary policies for farmers.
Casualty Insurance
Things happen - it's a good idea to have the proper riders for the unexpected.
Kind Words from Our Clients
"Doug and Kelly are experts in their field and do not use pressure as a sales technique. They do not sell you stuff you don't need. They work with you to provide coverage where you need it. They are available when needed."
-Joshua Jones
"Doug sold my wife and I a homeowners policy. With American National’s policy they also cover home systems breakdown. Well the new year brought a blown up heat pump and condenser unit. With American National our policy saved us $6,000!!! Thank you Doug for selling us a Home Policy that truly protects us. Bonus, the turn around on the claim was less then a week!"
-Ryan Conroy
"The Insurance industry is incredibly competitive and its main differentiator is personal touch. When it comes to personal touch and service, Doug and his team have this mastered. I can't speak highly enough of them or their services!"
-Derek Archer
Put You & Your Family in Caring Hands
Contact Details
With many years in the insurance business and proudly serving the residents and businesses and farms of the Tri-State area, we bring experience, reliability, professionalism, and personal care to a timeless profession.
We are family-owned and operated.